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Junior Member

11 Posts

Posted - 20 Dec 2016 :  20:10:59  Show Profile  Reply with Quote
hi I am currently in a dmp with Payplan and is completed in 5 months. I was previously in a couple of IVAs. We were given so much different advice to come out of IVAs so we did a couple of times. Eventually we got into the dmp and was told we should have never been in an IVA as we didn't need to. The IVAs are showing on my credit file as started and completed but are affecting my credit rating. Is there anyway they can be removed?


Debt Management Advisor
Debt Management Expert

366 Posts

Posted - 03 Jan 2017 :  09:08:18  Show Profile  Reply with Quote
Sorry for the slow reply over the holiday period nickd.

There's no way to have the IVAs removed from your credit file.

They'll drop off your file naturally six years after each arrangement began.

I am a CertDR qualified Debt Advisor. I advise on all of the available UK debt solutions. For advice on all of your options please click here:
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